CAGR based returns â add lump sum in any month of any year
Add lump sum in any specific Year & Month of your investment period
đŖ Purple rows = months with Lump Sum investment
| Year | Month | SIP Invested (Cumulative) | Lump Sum (This Month) | Total Invested (Cumulative) | Portfolio Value |
|---|
This calculator combines SIP (Systematic Investment Plan) with flexible Lump Sum investments. Each lump sum you add in a specific month/year gets compounded using CAGR formula for the remaining period.
Monthly Rate (CAGR based): r = (1 + R/100)^(1/12) â 1
SIP Future Value: FV = P Ã [((1+r)^n â 1) / r] Ã (1+r)
Lump Sum: Compounded month-by-month using same r for remaining months
Yes! You can specify exact year and month for each lump sum. Multiple lump sums in the same month are also supported.
CAGR-based monthly compounding is used for all calculations.
No. You can set SIP to 0 and use only lump sum investments.
If your investment period is 10 years and 6 months, enter 10 in years and 6 in extra months.